Gary Gerczak - Allstate Agent

How to find lost life insurance policies

It's a problem you don't want to have: A relative dies and you have no idea which company holds his or her life insurance policy. Where do you begin?.

6 Signs that Invite Burglars to Target Your Vacant Home

Despite how thorough you are about making sure all of your doors and windows are locked each time you leave your home

12 secrets about auto insurance discounts

If you're looking for the best car insurance rates, a 40% discount for good students or a 25% discount for having more than one policy with the same insurer will probably catch your attention. But read the fine print and you may find limits on those eye-opening discounts.

Discounts on Car Insurance: How to Save

Find ways to save money with discounts on car insurance, including how much you could save by type of discount and at each insurance company.

Basic Car Terms Everyone Should Know

We’ve heard them before, but what does ABD or 4WD mean? Sound like a true car expert after we break down some of the most basic terms used.

7 Basic Grammar Mistakes That Make Customers Cringe

What Kind of Auto Insurance Are You Paying For?

You probably know that all automobile insurance is not designed equally. When you choose an insurance package, you might not be receiving the coverage you think you’re paying for. As you read over your documents, look for these keywords that indicate different types of coverage: Bodily Injury Liability – This type of coverage ensures that...

Slideshow: Top homeowner claims and how to avoid them

Water, fire and theft claims are among the most common with homeowners; however, in many cases, easily avoidable. Learn how these top three homeowner claims can be avoided.

How to Improve Your Homeowners Insurance Coverage

By Brooke Chaplan If you own a home, you need to have adequate homeowners insurance coverage. Nearly all mortgage lenders require it as part of the conditions for issuing a home loan anyway. However,...

Does your homeowners' policy cover these three things?

A concerning number of homeowners don’t fully understand their policies. Here are three things they may think are covered, but aren’t.

Is Internal Home Damage Covered by Insurance?

Is Internal Home Damage Covered by Insurance?: Here is what your home insurance covers when it comes to internal damage.

Does Homeowner’s Insurance Cover My ATV?

If you own a John Deere Gator, Polaris 4-Wheeler, Golf Cart or any other type of all-terrain-vehicle (ATV) that can be driven on or off your property there are some things you should know about how…

How to claim on your car and home insurance after a storm

If you're hit by a storm, it's really important to do the right things to ensure you can make an insurance claims. Here's our checklist.

Ten Weird Things Your Homeowners Insurance (Probably) Covers

People expect their homeowners insurance to cover fires, hail or wind damage, theft and vandalism. But many policies cover some rather unlikely things.

What to Do When Your Homeowners Insurance Gets Canceled

Your homeowners insurance company could decide to cancel your policy for several reasons. But they ...

VERIFY: No, flood damage isn't typically covered by homeowners insurance

As hurricane season gets underway, the Verify team looked into whether flood damage is generally covered by homeowners insurance.

Will Insurance Cover a House With a Fireplace?

Home insurance rates are based on each insurance company’s assessment of the risk in your home, and fireplaces may increase your risk level. Though some risks like floods and earthquakes are not ...